How does Klarna’s 'Pay later in 3 interest-free instalments' work at Mood Living?

When you choose Klarna at checkout, your total amount is split into three equal, interest-free payments. The first payment is collected when your Mood Living order is confirmed, and the next two payments are taken automatically 30 and 60 days after. There are no extra fees or interest, and you can manage or pay off your instalments early through the Klarna app or website.

Who is eligible to use Klarna payment options at Mood Living?

To use Klarna’s 'Pay later in 3 interest-free instalments' at Mood Living, you must be at least 18 years old. Eligibility also depends on your financial circumstances and order details. Klarna may perform a soft credit check (which won’t affect your credit score) to decide if you qualify during checkout.

Is Klarna a secure way to pay for Mood Living products?

Yes, Klarna is a secure payment provider. All your payment information is processed safely by Klarna and is never stored or accessed by Mood Living. You can review your orders, payments, and schedules in the Klarna app or on their website for added peace of mind.

What happens to my Klarna payments if I return or cancel my Mood Living order?

If you return items or cancel your Mood Living order, Klarna will automatically update your payment plan. Any future scheduled payments will be cancelled, and you’ll receive a refund for any amounts already paid. Refunds are processed within 5 business days back to your original card.

What if I miss a Klarna payment for my Mood Living order?

If you miss a Klarna payment, you won’t be charged any fees or interest, but it may affect your ability to use Klarna for future purchases. Klarna will send you reminders and allow you to manage your payments in their app or website. Make sure to keep your payment info up to date and reach out to Klarna support if you have trouble making a payment.

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